Please click on the following links to view UMFCU’s disclosures:
Fees and Charges (as of January 2014)
Truth-In-Savings Disclosure General Information (PDF)
Truth-in-Saving Update: Page 12 – Funds Available Effective 7/1/2011
In some case, we will not make all of the funds you deposit by check available to you on the first business day of your deposit. Depending on the type of check you deposit, funds may not be available until the fifth business day after the day of you deposit. The first $200 of your deposits, however, may be available on the first business day.
VISA Truth-In-Lending Disclosure Statement (PDF)
Terms Applicable to VISA Credit Card (PDF)
Terms Applicable to VISA SECURED Credit Card (PDF)
Electronic Services Disclosure(PDF)
UMFCU Electronic Funds Transfer Disclosure (PDF)
* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.