(800) 245-0433 PO Box 60651, Montclair, CA 91763


Please click on the following links to view UMFCU’s disclosures:

Fees and Charges (as of January 2014)

Truth-In-Savings Disclosure General Information (PDF)

Truth-in-Saving Update: Page 12 – Funds Available Effective 7/1/2011

In some case, we will not make all of the funds you deposit by check available to you on the first business day of your deposit. Depending on the type of check you deposit, funds may not be available until the fifth business day after the day of you deposit. The first $200 of your deposits, however, may be available on the first business day.

VISA Truth-In-Lending Disclosure Statement (PDF)

Terms Applicable to VISA Credit Card (PDF)

Terms Applicable to VISA SECURED Credit Card (PDF)

Electronic Services Disclosure(PDF)

UMFCU Electronic Funds Transfer Disclosure (PDF)

Privacy Policy

UCC Article 4A Disclosure

New Auto Loans

as low as


Used Auto Loans

as low as


New RV/Boats

as low as


VISA® Classic

as low as


VISA® Platinum

as low as


Regular/Special Share

Dividend Rate


Youth Share Account

Dividend Rate


Christmas Club

Dividend Rate


* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.