(800) 245-0433 PO Box 60651, Montclair, CA 91763

Loan Rates

As of 02/21/2014

Vehicle Loans
Rates and terms subject to change without notice
Product Annual Percentage Rate Available Terms
New Automobiles, SUVs, Trucks, Vans As Low as 2.99%* Up to 84 months
Used Automobiles, SUVs, Trucks, Vans As low as 3.25%* Up to 72 months
New RV/Boats As low as 7.50%* Up to 180 months
Used RVS As low as 8.00%* Up to 84 months
Motorcycles As low as 8.50%* Up to 60 months
*Other discounts may apply. Certain conditions and restrictions apply. Final rate is based on credit worthiness and term of the loan. Maximum vehicle loan includes tax, title, license, Mechanical breakdown insurance, Credit Life and disability. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms subject to change without notice.
Personal Loans & Overdraft Line of Credit
Product Annual Percentage Rate Available Terms
Overdraft line of credit 12.00%* Revolving
Credit Cards** 10.60% to 15.40%* Revolving
Signature Loan 7.90% to 18.00%* Up to 60 months
Share Secured Loans 5.00% Up to 120 months
100% of Share Account ($500 minimum)
Certificate Secured Loan Certificate Rate +3% Up to 120 months
100% of Certificate ($500 minimum)
*Rates, terms, and loan amounts are based on approved credit and determined by a managed risk program. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on credit worthiness. All rates and terms are subject to change. Not all members will receive the lowest rate. Maximum signature and Unsecured line of credit not to exceed $42,000.00.** No annual fee. 25 day grace period on all purchases. No cash advance or balance transfer fee. Minimum payment is 2% of outstanding balance or $25.00. Maximum credit line is $25,000.00.
Real Estate Loans
Call Hellen in our loan department at (800) 245-0433, ext 207Hellen Russell – NMLS #938273

 

To apply for a loan from UMFCU, just log in to our eBranch to fill out an application and get instant approval! If you are new to UMFCU’s eBranch, give us a call at (800) 245-0433 and we will help you set up your account.

You may also download and print a loan application here, and then mail it in or bring it to your local branch.

 


New Auto Loans

as low as

2.99%APR*


Used Auto Loans

as low as

3.25%APR*


New RV/Boats

as low as

7.50%APR*


VISA® Classic

as low as

15.40%APR*


VISA® Platinum

as low as

10.60%APR*


Regular/Special Share

Dividend Rate

0.05%APY*


Youth Share Account

Dividend Rate

0.10%APY*


Christmas Club

Dividend Rate

0.10%APY*

* APR = Annual Percentage Rate. APY = Annual Percentage Yield. All rates are subject to change without notice. See applicable disclosures on rates page.